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How AI Made My Bank Get Rid of All the Tellers—and What Happened Next

Writer's picture: FractionProFractionPro

Yesterday, I went to my usual bank for some routine tasks, expecting the usual counters and tellers. But when I walked in, I was stunned. The entire place had been transformed. Gone were the traditional counters—those familiar glass panels where you stand in line, waiting impatiently to do your banking. Instead, the bank had opened up into a large, spacious room, with a few round tables and chairs scattered in random corners. In the middle, sofas for waiting customers took center stage, while employees—some seated at the tables—managed clients one-on-one.


At first, it was strange. I didn’t know where to go, and it felt informal, almost like walking into a lounge rather than a bank. There were no lines, no counters, no people tapping their feet while waiting. Just a quiet space, with tellers-turned-customer associates sitting with clients and casually handling their banking needs.



Modern bank interior with employees sitting at round tables providing one-on-one services to customers.
An open, modern bank interior with staff and customers sitting at tables, engaging in personalized banking services.

A Different Experience of Time


Now, here’s the interesting part. Even though it felt slower—more personal, more conversational—I realized it wasn’t actually slower in terms of service. The wait time wasn’t that different. But the way it was structured made it feel shorter. Sitting down on a comfortable sofa, I didn’t have the usual anxiety of standing in a queue. I wasn’t watching the seconds tick by, worrying about being late. By the time an associate came over to greet me, I was at ease.


For those sitting down with the employees, there was no rush. No one standing behind you, pressuring you to wrap up faster. The conversations felt relaxed. When they needed to leave to handle documents or processes, you weren’t awkwardly standing by a counter. You were seated comfortably, just waiting.


The Shift from Transactions to Relationships


This experience got me thinking: Is this what technology is doing to our jobs? I initially assumed the removal of counters meant tellers were being phased out by AI and online banking. But this felt different. The job of these employees had shifted from transactional tellers to relationship managers. They weren’t just processing withdrawals and deposits—they were engaging with clients in a more personal, professional way. The core task of banking—helping customers—remained, but the format had completely changed.


What It Means for Jobs in the AI Era


We keep hearing about how AI and automation are taking over jobs. And while that’s true in some sectors, this experience reminded me that not all jobs are disappearing. Some are just evolving. The tasks stay the same, but the way they are delivered changes. Technology didn’t eliminate the bank’s staff—it gave them a new role, one that felt more human, more thoughtful.


It made me wonder, could this be the future of work? Where technology handles the repetitive tasks, and humans are freed up to provide richer, more personalized service? The bank I visited had taken something stressful and turned it into a calming experience. And the employees weren’t just running transactions—they were building relationships.


A New Perspective on Technology and Human Roles


This whole experience taught me something: Technology doesn’t always take jobs. Sometimes it just transforms them. The shift to digital doesn’t mean people are less important—it means their roles are evolving. The future of work, especially in the age of AI, may not be about eliminating humans but empowering them to provide something tech can’t—personal connection.


So, the next time you think about AI replacing jobs, remember this: It might just be changing how we do them.


What’s your take on this shift in banking and jobs? How is your role being transformed by technology? Let’s talk in the comments!



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